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More than 150 Apps Powering the Gig Economy

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The Future of Work is undergoing a fundamental change. Enabled & empowered by technology & embraced by Generation Z - a demographic who were born between 1995–2009 & who will form the biggest chunk...
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The Future of Banks and Fintech Startups

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The concept of banks hasn’t changed much, but as technology evolves, old concepts get updated. Don’t believe me? Take a look at the state of the finance industry right now. Banks won’t be going...
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The Emergence of Decentralized Finance

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The current global financial system has created enormous amounts of wealth for the people with resources, knowledge & access to the financial centers around the world. At the same time, events like the housing...
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Evolution of Fintech — A timeline

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Finance & technology have been intertwined ever since the start of the modern society. The earliest days of finance hundreds of years ago was in the context of keeping records for things like government...
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The Rise of Data-Driven Investing

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When JCPenney reported its financial results for 2Q 2015, it came as quite a shock to the market. The US retail giant outperformed most analyst expectations, which subsequently led to a 10% surge in its...
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The explosion of Unicorns on the Global Landscape

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Googling a unicorn turns up a strange mythical animal in the shape of a horse with a straight horn coming out of its forehead but for the tech followers it means something else now....
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What are the different types of DLTs & how they work?

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Let me clarify from the get-go that although both the terms DLT (Digital Ledger Technology) & Blockchain are used interchangeably, there is a certain differentiation between the two that needs to be understood to...
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5 Industry Transforming Blockchain Applications

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Unless you have been living under a rock, I am sure you have heard about blockchain by this time. While blockchain applications seem disruptive enough, it may not be easy to imagine what a...
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TechFin vs. FinTech – What’s the difference?

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Most of you have a fair idea about Fintech where the original financial system is improved upon by the use of technology. A very common & simple example of this is the online banking...
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Income Streams Start from Drips

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It’s not the money you make. It's the money you keep. That is Warwick Brown’s financial wisdom. An account management activist and consultant, he channels three income streams: day job, side hustle, and investments.  “They're not...
blockchain technology recognized in the state of Illinois

The Blockchain Technology Act comes into force in Illinois

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State of Illinois, in the USA, legalize smart contract and blockchain technologies An industry study announces 2020 as the breakthrough year of the blockchain technology and of the smart contracts. The phenomenon, sometimes misunderstood, seems...
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A Guide to Masternodes

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If you think that the only way to earn money from cryptocurrency is to simply buy some coins, "HODL", and hope the price sufficiently appreciates, then think again. Already, projects have come up with a...
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Big Data in Financial Services

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Data has become the most precious commodity as we enter the fourth industrial revolution powered by Artificial Intelligence. The foundation of the this edition of industrial revolution has been built on the increased automation...
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How is Decentralized Finance making Wealth building more inclusive?

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The emerging model of Decentralized Finance enabled by technology, driven by innovation with the immense need for inclusiveness for the less privileged is changing the investing landscape by bringing inclusiveness to the "less privileged"....
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A Guide to Major Cryptocurrency Indexes

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Most of us keep a track of the Cryptocurrencies by their price points. Popular sources like Coinmarketcap provide a detailed overview of not only the digital coins but the Crypto exchanges as well. The...
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Cross-border Payment systems: SWIFT, RippleNet or BWW?

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If you have ever tried to send money offshore to family or friends through a bank or other international payment services like Western Union, you know it's expensive, cumbersome & extremely inconvenient. At least...
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The unbundling & rebundling of the Fintechs

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According to a recent CB insights research report, global Venture capital funded deals topped $39 billion in 2018 - a more than 100% increase over the previous year spanning 1707 deals. Fintechs are reinforcing themselves...
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Will Ethereum, Tron & Ripple pave the way for a Crypto spring?

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One thing that you as traders, investors or just someone interested in Cryptos may or may not like is how intertwined the prices of the Alt. coins is with the crypto kingpin Bitcoin. All...
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What do you know about Smart Credentials, J-Coin & c-lightning

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Numerous blockchain/crypto projects are cropping up all around us promising different real-world use cases. Combing for viable ones in this haystack is difficult, but some of them stand out by virtue of their functionality,...
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Stellar Lumens in the spotlight after two major events

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The Crypto space is increasingly getting flooded with stable coins being launched by big techs like IBM (Stronghold USD) or Big banks like JPMorgan in the U.S (JPM Coin) & Japan’s financial giant Mizuho Financial Group...