6 Key Differences Between Security and Utility Tokens
It’s not an overstatement to say that initial coin offerings (ICOs) have thoroughly transformed the fundraising landscape for early-stage blockchain companies around the world. Last year saw more than $4 billion being raised through...
So You Think You’re a Hot-Shot Crypto Investor? Beware the Dunning-Kruger Effect
Setting aside our political leanings for just a moment, it seems few would argue that the presidency of Donald Trump has offered up a wealth of fascinating cases for in-depth psychological analysis. The seemingly endless...
How Big Data is Disrupting the Financial Industry
The financial industry is experiencing a technological transformation like it has not seen since the emergence of the Internet. Mobile banking and payments, instant peer-to-peer money transfers via SMS, online peer-to-peer lending, robo-advice, AI-driven...
How are Robo-Advisors Changing the Finance Industry?
The Terminator. Blade Runner. Transformers. The sci-fi genre is replete with the notion that robots will “take over the world”. But that’s just in the movies of course, it could never happen in real...
Butterflies and Hurricanes: Big-Data Storms Drive Evidence-Based Success
There is an old saying in idiomatic English, that ‘climate is what you expect, weather is what you get’. A salutary reminder, that even the best of plans and expectations are meaningless, in the...
Here’s How Machine Learning Is Transforming Investment Decisions for Financial Institutions
Two advancements in technology over the last few years have resulted in a potential opportunity for investors to begin working in a smarter, more profitable way. These two technologies are Big Data and Machine Learning...
Estonia’s Corporate Tax System Explained (Questions and Answers for Laypersons)
Estonia offers a favourable and unique tax policy, and this is one of the three main reasons that lead many crypto-companies to choose that country to run their businesses. To discover the other two...
10 Popular Crypto Slang Terms You Must Know
The crypto world is enjoyable for many reasons other than simply the opportunity to get rich quick. Among them is the chance to engage in online communities, both for cryptocurrency in general and ones...
Three Reasons to Run Your Crypto-Business from Estonia
Just to be clear: to run a compliant crypto-business may be difficult. The law and regulations (in the countries where some kind of rules are applicable) are still evolving, and they are subject to...
How Artificial Intelligence (AI) Will Change Banking
Artificial intelligence is a field of computer science that focuses on making machines intelligent by developing computer programs that can replicate human intelligence to a certain degree and potentially beyond. This much talked about technology...
5 Industries the Blockchain is Disrupting That You Probably Didn’t Expect
It has become widely accepted that blockchain technology will be one of the most disruptive technologies the world has ever seen. The open-source technology that underlies the digital currency bitcoin can be augmented to...
The 4 Hottest Trends in Fintech Right Now
The financial technology sector has been experiencing a boom in recent years as the next generation of tech-savvy consumers of financial services are starting to choose banking apps over visiting branches, are investing in...
Will Cryptos Ever Replace Fiat Currency? (Part II)
In the previous post, we went over a few qualities shared by most cryptocurrencies which make them feasible alternatives to fiat currency. Now let us explore some of their limitations. Being technically fixed in supply,...
Will Cryptos Ever Replace Fiat Currency? (Part I)
The FinTech juggernaut continues to steamroll through the financial services world. “Antiquated” banking behemoths are now being rudely upended by tiny, cutting-edge tech start-ups. And perhaps most exhilarating of all is the cryptocurrency phenomenon, which is...
