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Could Modern Monetary Theory Save America?

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I Become President For A Day To Apply Modern Monetary Theory (MMT) To The US Economy Politicians and academics are making dramatic claims about MMT. I apply it to the 2018 US economy and learn...
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The Ponzi Scheme 101: A Ponzi’s Life Cycle and Ways to Survive, Part 3

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We conclude our findings in a bid to help users better understand Ponzi schemes, so as to lower their investment risks. With reference to the research discussed in Part 1 and Part 2 1. There is...
Digital

Digital Bytes Blockchain Round up – Week ending 12th October 2019

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I deeply believe that money must remain in the hands of states. I am not comfortable with the idea that a private group creates a competing currency. A private company does not have to...
Fraud

Payment Risk and Fraud-Demystified

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Goal of this story Define Fraud and Payment risk and “WHO” is impacted? Payment risk and fraud — what's the difference! Fraud prevention tools and technologies Innovation happening in this space So let's begin! WHY we all should...
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A Complete Guide to Equity Research – Part 3

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Equity Analysts Part 3: Trading Strategies with Analyst Forecasts In this third part of our series on equity analysts, we are going to explore a series of trading strategies that are made possible thanks to...
New Chapters

Tragic Plot Twist Opens New Chapters

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The aftermath of a major life-changing event -- a tragedy -- would not have been how Tim Lewis wanted to change his profession. Yet, it was a stark realization that tightened his grip on...
Coins spill out from a jar on its side.

Artificial intelligence helps you be smart with money

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Automation and artificial intelligence power an innovative platform that streamlines the fiscal process for both employers and employees. The technology bridges the distance between financial advice and employees—wherever they work.  Meghan M. Biro, analyst, brand...
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How Wirecard Concealed Its €1.9 Billion Plothole

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Good luck squeezing out of this one. Wirecard, the major German payment processing company, has shown in an audit that its books are missing around €1.9 billion in cash. It turns out, as per external...
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5 Reasons Why Financial Advisors Should Embrace the Virtual Practice Model Today

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As the demand for long-term leases for office space completely crumbles under the COVID-19 pandemic, so too has the need for in-person meetings, at least for now. According to VOX, the demand for coworking spaces...
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4 Money Management Tips for First-Time Entrepreneurs

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Over 82% of business failures occur as a result of financial mismanagement and cash flow issues. Starting a new business venture can be a very time-consuming and stressful process. While it is important to...
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We Need To Start Teaching Personal Finance in Education NOW

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If there is one thing the crisis has taught us, is that no one seems to have a clue what's going in our financial system. And why would they? When were you taught about...
Rising tide lifts all boats

The rising tide that doesn’t lift all boats

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Every day there is a major event that will move the markets. Trade wars, currency wars, oil wars, pandemics, depression levels of unemployment, conspiracy theories; you name it Are there any more surprises left? Perhaps. With complete...
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Universal Basic Income

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With the threat of automation, a possible recession, and other societal problems, people have been calling for a Universal Basic Income. In 2018, nearly half of Americans supported this idea in hopes to reduce...
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How 20 Minutes a Day can Save Your Finances

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There never seems to be any time for introducing changes to your life. Especially big changes simply seem too daunting to implement. We find excuses, get back into our comfort zone. Life just passes...
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Making University Finances Easier

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This September, just like every September of every year, thousands of 18+-year-olds are being sent off by their parents in pursuit of "Higher Education endeavors" across Europe and/or generally all over the world. This September,...
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Don’t pay later, pay NOW!

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The idea of buying on credit, meaning you get your product now and the bill (the pain of paying) later, is as old as time. Well, maybe not that old, but the I O...
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Are you wasting your time on Switching Costs?

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Switching costs might not be a term you are familiar with. And reading the words for the first time might not give you even a remote glimpse into their definition. Some people would think...
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Psychology of Poverty

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There seems to be a genuine belief that if you just work hard enough, dream big and go hard, you will escape poverty. If you’re poor, you just have the wrong mindset. It is quite...
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Can Any Formula Tell You How Much Money To Save?

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We are led to believe that there is a way to properly prepare for any financial disaster. But in the current (rapidly changing) economic climate, is that still true? Not too long ago I...
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10 Rules for Easy Retirement – Avoid at Own Peril

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Ready for comfy retirement? Ain’t gonna happen! In just about 3 years I will be eligible for pension by reaching 65 years of age. Yeeeey … how great is that? … NOT. A person works a...