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https://thefinsense.ioHello, my name is Danny Hwang. I run the website TheFinSense, a personal finance blog where every article starts with a number most people get wrong. My recent work includes: the $492,128 cost of not investing an HSA, the 22% shadow limit hiding inside Roth IRA contributions, and why the 10% penalty on a 529 plan costs $2,500 but avoiding it costs $50,095. It is also featured on Crunchbase.
