•* Deep tech business and product developer, venture architect, executive mentor. C-level advisor to prominent global startups, financial institutions, and investment, analyst, and consulting firms.
* 38+ years in the financial services and software industries for employers/clients including Visa, Bank of America, Wells Fargo, Unionbank of the Philippines, Intuit, Verifone, Hewlett-Packard, Richemont, Morrison & Foerster, McKinsey, Bain, Javelin, Voyager, and 15+ startups primarily in fintech, cybersecurity, digital identity, and e-commerce—notably CommerceNet, Ping Identity, Beep, bKash, tPago, and TenX.
* Former CISO (CrossCheck and Intuit subsidiary PayCycle), and security consultant with expertise in digital trust, risk mitigation, security, standards, and related regulatory compliance for fintechs, banks, and payment networks (cybercrime, fraud, AML/CFT).
* In the 80s/90s was a pioneering developer of the use of data analytics and neural networks to manage payment transaction risk—was Visa's first ever fraud analyst. At CommerceNet and Verifone was a key contributer to product development and standards for the world's first digital wallets, e-commerce merchant websites, and bank Internet payment gateways.
* Lived and worked in the US, UK, Singapore, Netherlands, UAE, Philippines, Bangladesh, and Dominican Republic. Speak Mandarin and French along with English. Licensed private pilot and former semi-professional rock musician.
