Money

“Treat Yourself.” It’s a very common phrase these days. And it can mean a variety of things. Either you should indulge because everything’s been going very badly and you deserve something positive in your...

Switching costs might not be a term you are familiar with. And reading the words for the first time might not give you even a remote glimpse into their definition. Some people would think...

In my article "Why we need to teach Personal Finance" I have already alluded to the damage compound interest can do. Especially, when no one seems to understand how it works, and how quickly...

Money comes in. Money goes out. Bills, debt repayment, groceries, etc. After all that, how’s your saving strategy going? Many of us dream of having lots of money someday. Some people get lucky and...

Finances can be rough to talk about - but the conversation is neccessary. 62% of those with a budget say it makes them feel more in control of their finances, 55% say it improves...

We have many desires in life. To be successful, rich, well-liked, healthy, respected, desired, attractive, and many more. For some people, achieving these goals is either easy or has been achieved already through winning the...

The idea of buying on credit, meaning you get your product now and the bill (the pain of paying) later, is as old as time. Well, maybe not that old, but the I O...

If there is one thing the crisis has taught us, is that no one seems to have a clue what's going in our financial system. And why would they? When were you taught about...

There never seems to be any time for introducing changes to your life. Especially big changes simply seem too daunting to implement. We find excuses, get back into our comfort zone. Life just passes...

A lot of Behavioural Science, and Behavioural Economics and Behavioural Finance are just as guilty of this. go on and on about theoretical frameworks, modelling behaviours and doing longitudinal or just big statistical analysis...

I deeply believe that money must remain in the hands of states. I am not comfortable with the idea that a private group creates a competing currency. A private company does not have to...

This September, just like every September of every year, thousands of 18+-year-olds are being sent off by their parents in pursuit of "Higher Education endeavors" across Europe and/or generally all over the world. This September,...

Ready for comfy retirement? Ain’t gonna happen! In just about 3 years I will be eligible for pension by reaching 65 years of age. Yeeeey … how great is that? … NOT. A person works a...

Goal of this story Define Fraud and Payment risk and “WHO” is impacted? Payment risk and fraud — what's the difference! Fraud prevention tools and technologies Innovation happening in this space So let's begin! WHY we all should...

We conclude our findings in a bid to help users better understand Ponzi schemes, so as to lower their investment risks. With reference to the research discussed in Part 1 and Part 2 1. There is...

Money maven Patrice C. Washington wants people to keep their priorities straight. She urges everyone to chase purpose, not money. “Live your life’s purpose, find fulfillment and earn more without chasing money,” she said, redefining...

Current Issue Without a history of credit, it is nearly impossible to receive a loan from traditional financial institutions. Banks typically heavily weigh someone’s credit score in assessing whether to issue a loan and in...

The aftermath of a major life-changing event -- a tragedy -- would not have been how Tim Lewis wanted to change his profession. Yet, it was a stark realization that tightened his grip on...

Easy money. Wishful and unmotivating, those words are akin to “instant gratification.” The human desire is to get something for nothing. That’s the fantasy, but 99.9 percent of the time, not the real world. Wealth...

Synopsis: Debt levels in the public sector have been on an uptrend since the GFC, matching the trend seen in most advanced economies. Nevertheless, the statistic in isolation paints an incomplete picture. Recently enacted...