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DeFi Is Booming, But There Are Caveats To This Killer DApp

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Cryptocurrency may have found a killer DApp, in DeFi (Decentralized Finance). It has opened up the cryptocurrency space with a total valuation locked at $8.11B in early September 2020, with a high of $9.605B (source: DeFi...
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LIBOR: An Enthralling Saga!

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From creating history to becoming history LIBOR is one of the most important benchmark interest rates at which borrowings take place in the international interbank market for short-term loans. LIBOR is a worldwide accepted benchmark...
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Is It Now the Time to Replace the Banks with DeFi?

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DeFi a.k.a. decentralized finance is here to over throne traditional banks, yet the billions of dollars worth institutions are still blind to the new age of finance. What are the services that come to your...
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Speeding up Digitalization of Tech Banking: Cloud and AI as pandemic winners

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The economic effects of the pandemic SARS-CoV-2 are pushing the struggle to the main industries of each country, conveying certain national economic crisis into a global one. If there´s no consumer of products and...
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Global Trends in Fintech Technology

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Countries may have locked up their borders to mitigate the COVID-19 pandemic, but local and international trade must go on. Innovations such as cloud-based technology, AI, and fintech have stepped in to handle the...
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When Caution Becomes a Cage: A Case Study of Over-Regulation in Swiss Banks

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Regulation — it’s a metaphorical referee on the financial industry’s playing field, standing ready and willing to ensure that everyone in the industry adheres to the rules. When implemented well, regulatory forces protect consumers...
Buybacks and infinite supply of money

Stock buybacks and why we all pay for them.

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We entered 2020 on the back of record-high debt burdens, geopolitical tensions, elections and a climate war. Not even 3 months in and we have an oil price war, demand shock and a supply...
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What Mobile Banking Means for the Digital Economy?

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Everyone talks about “fintech.” But, fintech is nothing more than clever applications of financial technology to solve problems for consumers and businesses. Going Digital Between 2004 and 2016, the digital economy expanded at an annual rate...