When Caution Becomes a Cage: A Case Study of Over-Regulation in Swiss Banks
Regulation — it’s a metaphorical referee on the financial industry’s playing field, standing ready and willing to ensure that everyone in the industry adheres to the rules. When implemented well, regulatory forces protect consumers...
Stock buybacks and why we all pay for them.
We entered 2020 on the back of record-high debt burdens, geopolitical tensions, elections and a climate war. Not even 3 months in and we have an oil price war, demand shock and a supply...
What Mobile Banking Means for the Digital Economy?
Everyone talks about “fintech.” But, fintech is nothing more than clever applications of financial technology to solve problems for consumers and businesses. Going Digital Between 2004 and 2016, the digital economy expanded at an annual rate...