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Is It Now the Time to Replace the Banks with DeFi?

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DeFi a.k.a. decentralized finance is here to over throne traditional banks, yet the billions of dollars worth institutions are still blind to the new age of finance. What are the services that come to your...
Crypto Exchange - Image via Shutterstock

Why Engaging With Right Crypto Exchange Matters

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Cryptocurrencies, especially bitcoins, have shown tremendous growth so far when compared to gold and the U.S.Dollar. In June 2020, the price of bitcoin has increased by 27.8% year-on-year, while gold and the U.S.dollar have...
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Spotting The Wolf From The Sheep

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If you have been in any industry long enough, one thing becomes clear. There are three main types of people in this world, the ones who are smart and resilient, the ones who are...
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The Rise of Neobanks in India 

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an overview of the market with the different neo-banking fintech players in India Fintech startups in India raised a whopping $3.7 billion in 2019 alone, and for good reason. India has the highest adoption rate...
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Global Trends in Fintech Technology

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Countries may have locked up their borders to mitigate the COVID-19 pandemic, but local and international trade must go on. Innovations such as cloud-based technology, AI, and fintech have stepped in to handle the...
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The Rise of European Fintech Startups

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Startups are now the future, and it's in the fintech industry where this growth is most evident. While places like Silicon Valley and Palo Alto come to mind for all things tech, Europe has...
Digital Money

Digital Currency – What does it take to launch a CBDC?

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China’s digital yuan has been in the WORKS SINCE 2014. The launch date, however, still remains unknown The Riksbank, Sweden’s central bank, has announced the launch of a YEAR-LONG PILOT PROJECT of its proposed e-krona. A digital dollar has...
blockchain technology recognized in the state of Illinois

The Blockchain Technology Act comes into force in Illinois

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State of Illinois, in the USA, legalize smart contract and blockchain technologies An industry study announces 2020 as the breakthrough year of the blockchain technology and of the smart contracts. The phenomenon, sometimes misunderstood, seems...
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The Future of Banks and Fintech Startups

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The concept of banks hasn’t changed much, but as technology evolves, old concepts get updated. Don’t believe me? Take a look at the state of the finance industry right now. Banks won’t be going...
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Fintech Felt Like Funtech but Now Libra is On Its Way

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Libra is on its way. The battlefields are marked. The trenches are built. The die is cast. The financial crisis of ten years ago has profoundly shaped the social-cultural climate of the world. Especially in the...
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Bitcoin’s surge & Facebook’s Libra launch has put the Financial Regulators on High Alert

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Financial Regulators have not been really forthcoming ever since the announcement by the social media giant to launch its own digital currency dubbed Libra. While most of the people in the Cryptoverse have pointed...
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Crypto Diaries: Facebook reveals the White paper for its stable coin Libra

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The announcement by the social media giant Facebook to launch its own native digital token dubbed as 'Libra' as per the white paper released, is perhaps the biggest announcement Cryptoverse has seen in its...
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Will the Big Banks be able to hold up against the Fintech challenge?

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The legacy financial services are trying desperately to gain a competitive edge over the innovative Fintechs. Despite having all the traditional advantages - network infrastructure, solid balance sheets, regulatory approvals, physical footprint & established...
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More than 150 Apps Powering the Gig Economy

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The Future of Work is undergoing a fundamental change. Enabled & empowered by technology & embraced by Generation Z - a demographic who were born between 1995–2009 & who will form the biggest chunk...
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An Unwelcome & Unavoidable Technological Contest

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Innovation & Technological superiority have become the central themes of International influence and there is no better depiction of this than in the current tariff war between U.S & China which has converted into...
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Crypto Diaries: Reviewing Major blockchain developments & Upgrades

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Crypto Markets have gone into corrective mode ever since Bitcoin hit the high of $9K on May 30th. The Short term bias has turned bearish after showing signs of exhaustion with a two-month bull...
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Crypto Diaries: Facebook’s secretive Project Libra coming out of the shadows

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Let's start off with a quick recap of the Cryptocurrency market before I set out to discuss the issues relating to this edition of the Crypto Diaries. After a couple of weeks of consolidation...
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Six Fintech trends for 2019 and beyond…

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The illiterate of the 21st century will not be those who cannot read and write, but those who cannot learn, unlearn, and relearn - Alvin Toffler Don't be an illiterate of the 21st century -...
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Irish City of Belfast launches its own digital currency

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The concept of a local currency is not a new one. The first one to introduce such a currency is the Canadian city of Calgary - dubbed as “Calgary Dollar,“ which has been in existence...
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Ethereum is still a force to reckon with in Cryptoverse

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As the bull market strengthens with each passing day in the Cyptocurrencies, we can be cautiously optimistic that the Crypto winter is behind us. This morning Cryptos have really come alive as Bitcoin trades...